Darlington Mutual Insurance
Company
“your
neighborhood insurance company”
Darlington
Mutual is a Town Mutual Insurance
Company. Community farmers
and local cheese factory owners incorporated the Darlington Mutual
Insurance Company on May 18, 1875.
By
forming their own insurance company policyholders
were able to save thousands of dollars in premiums by providing
insurance at cost.
The
concept was neighbor insuring neighbor. Determined to
carry their own load and to finance each other’s burdens
of catastrophe these community founded companies were organized
and
operated under the supervision of a Board of Directors of local
community members.
This
concept has remained part of the mutual insurance industry
as Town Mutuals are community located, operated and managed.
Darlington
Mutual continues to be community based with premium dollars remaining
in the
community, used to reimburse policyholders
for covered losses.
For
more than 130 years the policyholders have been the owners
of the
Darlington Mutual Insurance Company.