This is our Premier Farm Owners Program. With this comprehensive farm owners package, we cover your residence, personal property, barns and outbuildings, farm personal property, and personal and farm liability.

In addition to standard features, the Darlington Mutual Premier Farm Policy includes:

• New construction coverage
  
• Snow Load coverage
  
• Flood loss to livestock coverage
  
• Attack of livestock coverage
  
• Accidental shooting of livestock coverage
  
• Drowning of livestock coverage
  
• Claims free discount (1 to 5 years)

Optional features:

• Agricultural machinery & equipment rental
  
• Farm extra expense
  
• Barn glass breakage
  
• Refrigerated milk spoilage
  
• Borrowed, rented or leased farm machinery, vehicles &
• equipment
  
• Silo unloader collision
  
• 5% discount on rebuilding
  
• Emergency produce removal

This package-type policy offers several optional plans.You select the protection coverage which best suits your needs.

Some features included in "Home Owners" coverage:

• Fences, driveway and sidewalk coverage
• Loss of cash
• Loss of securities
• Watercraft
• Campers
• Lawn mowers
• Business property
• Theft of jewelry
• Theft of gold/silver plated items
• Firearms
• Fire, lightning & vehicle coverage on trees, plants shrubs or lawns
• Coverage on grave markers
• Debris removal
• Emergency removal
• Computer coverage
• Satellite dish coverage
• Up to 75% of dwelling coverage for household personal property coverage
• Claims free discount (1 to 5 years)

Optional features:

• Replacement cost on contents
• Recreational vehicle coverage

If you own a country home with outbuildings and/or additional acreage and farming is not your primary source of income, you may be eligible for a Darlington Mutual Country Home & Farmette Policy.

Some features included in "Country Home & Farmette Policy" coverage:

• Up to 75% of dwelling coverage for household personal property coverage
• Loss of cash
• Loss of securities
  
• Watercraft
  
• Campers
  
• Lawn mowers
  
• Business property
  
• Theft of jewelry
  
• Theft of gold/silver plated items
  
• Firearms
  
• Fire, lightning & vehicle coverage on trees, plants shrubs or lawns
  
• Coverage on grave markers
  
• Debris removal
  
• Emergency removal
  
• Computer coverage
  
• Satellite dish coverage
  
• Claims free discount (1 to 5 years)
  
• Personal & farm liability coverage

Optional features:

• Replacement cost on contents
• Recreational vehicle coverage